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Small Business > Workers' Comp Injuries

An injury qualifying for workers’ compensation is any illness or injury incurred “in the course of employment”. The injury does not have to be incurred from one specific event. Repetitive stress injuries are covered by workers’ compensation. It is important to keep in mind that different states define workers’ compensation injuries differently and you should check your policy to see if the injuries you got while working from home are covered.

The most important thing to remember about workers’ compensation benefits is that reporting the injury immediately is key. You will not begin receiving benefits until your insurer knows about the claim. If you’re experiencing a repetitive stress injury, you should report it soon after realizing how extensive the problem is as well as what caused it.

After you’ve reported your injury, a visit to the doctor is a good idea. Most states’ systems allow for managed care, so the doctor may need to be selected by the workers’ compensation insurance company. In other states, you should be able to visit your own doctor or any other provider you choose.